×

Версия для слабовидящих

Call-center
+998 (71) 202-02-10

Bank website

Credit line: International Fund for Agricultural Development (IFAD-2000000714):

Questions

Conditions

1

Borrower Requirement

Small businesses

(for customers of Halk Bank)

2

Line of credit line funds

Credit line for dekhkans and farmers, private suppliers of capital goods and services, dairy processors

3

Purpose of sending credit line funds

Projects are focused on creating added value in the dairy sector. In particular:

 

1-component – to dekhkan farms – for the purchase of pedigree cows and equipment (mobile milking equipment, a grain mill, equipment for processing / production of feed and others);

 

2-component – to farmers – for the purchase of fodder harvesting equipment (combines and other equipment, as well as feed processing equipment), machinery for the transportation of dairy products, cooling equipment, milking equipment and others;

3-component – to service and delivery enterprises – for the organization of zootechnical and veterinary services, as well as their modernization, procurement of equipment for the production of feed and other equipment;

 

4-component – to dairy processing enterprises – for the purchase of technological equipment and modernization, packaging equipment, cooling equipment,  machinery for the transportation of dairy products and working capital replenishment.

 

4

Minimum and maximum amount for each financed loan

1-    Component – to 10 000 US dollars

2-    Component – to 100 000 US dollars

3-    Component – 100 000 US dollars

4-    Component – 250 000 US dollars

5

Loan currency

U.S. dollar

6

Credit amount

Within the undeveloped limit of the corresponding component of the credit line

7

Credit term

Depending on the purpose and self-sufficiency of the project – up to 5 years

8

Annual interest rate on a loan

According to the conditions of the credit line 5.5% per annum

9

Grace period

Up to 1 year (based on the feasibility study of the project)

10

Commission bank

Based on the conditions of the credit lines

11

Loan Form

By bank transfer of funds to the supplier’s account in accordance with the terms of the supply agreement

12

The share of the borrower in the financing of projects

At least 30% of the project cost

13

The list of countries from which equipment is purchased through credit

Not installed

14

Collateral Requirements

Liquid collateral of an eligible bank with a collateral value of at least 125% of the loan amount

15

What is the ratio in percentage to the adoption of collateral for purchased equipment and mechanisms

up to 80 percent of the amount of purchased equipment and mechanisms

16

Acceptable (Design) Regions

Kashkadarya and Jizzakh regions.

17

The list of necessary documents for obtaining a loan

– Application for a loan;

 

– Accounting statements of the borrower (guarantor, guarantor) as of the last reporting date;

 

– Feasibility study of the project payback;

 

– Permits / minutes of meetings of the founders of the borrower (pledger, guarantor, guarantor) to obtain a loan or provide security;

– contract for the supply of goods purchased on credit;

 

– contracts / protocols of intent for the sale of products under the project;

 

– relevant document on the proposed loan.

 

 

 

* This list is not final and, based on the specifics of the project, if necessary, the bank reserves the right to request additional documents

18

Other

Repayment of the loan and interest on it is carried out by the borrower once every six months – on June 1 and December 1 of each year.

Credit line: International Bank for Reconstruction and Development (IBRD-8824 UZ):

Questions

Conditions

1

Borrower Requirement

Business entities

(for customers of Halk Bank)

2

Line of credit line funds

horticulture sector development

3

Purpose of sending credit line funds

Horticulture Development Projects

4

Minimum and maximum amount for each financed loan

 For organizations of fruit and vegetable clusters up to 4,000,000 US dollars

 

for investment projects up to 2,000,000 US dollars;

 

to replenish working capital up to 200,000 US dollars;

5

Loan currency

U.S. dollar

6

Credit amount

Within the undeveloped limit on the line

7

Credit term

Depending on the terms of self-sufficiency:

 

for investment projects – up to 10 years;

 

for replenishment of abortion funds – up to 18 months

8

Annual interest rate on a loan

According to the terms of the credit line, floating interest rate

(6 month Libor + variable spread + 3% annual)

9

Grace period

from 6 months to 3 years (based on the feasibility study of the project)

10

Commission bank

Based on credit line conditions

11

Loan Form

By bank transfer of credit funds to the supplier’s account in accordance with the terms of the supply agreement

12

The share of the borrower in the financing of projects

At least 30% of the project cost

13

The list of countries from which equipment is purchased through credit

Not installed

14

Collateral Requirements

Liquid collateral of an eligible bank with a collateral value of at least 125% of the loan amount

15

What is the ratio in percentage to the adoption of collateral for purchased equipment and mechanisms

up to 80 percent of the amount of purchased equipment and mechanisms

16

Acceptable (Design) Regions

All regions of the Republic of Uzbekistan

17

The list of necessary documents for obtaining a loan

– Application for a loan;

 

– Accounting statements of the borrower (guarantor, guarantor) as of the last reporting date;

 

– Feasibility study of the project payback;

 

– Permits / minutes of meetings of the founders of the borrower (pledger, guarantor, guarantor) to obtain a loan or provide security;

– contract for the supply of goods purchased on credit;

 

– contracts / protocols of intent for the sale of products under the project;

 

– relevant document on the proposed loan.

 

 

* This list is not final and, based on the specifics of the project, if necessary, the bank reserves the right to request additional documents

18

Other

Repayment of the loan and interest on it is carried out by the borrower once every six months – on March 1 and September 1 of each year.